Protect your business property with commercial property insurance
Commercial property insurance can protect your business against everything from a minor hiccup to a major loss.
For example:
• A fire could destroy your building and the contents inside
A burst water pipe could damage valuable documents
• A storm could damage your outdoor sign
Whether you own your freestanding building, lease an office or work at home, business property insurance protects your business' physical assets.
What's covered by commercial property insurance
Commercial property insurance helps ensure the future of your business. It helps protect:
• Your building
• Your outdoor sign
• Your furniture and equipment
• Your inventory
• Your fence and landscaping
• Others' property
A commercial umbrella policy serves 2 distinct purposes:
• It increases the liability limit that your company already has in existing, or underlying, liability policies. For instance, if your general liability policy offers $1 million coverage per occurrence or $2 million total, you could get a $2 million umbrella policy and increase those limits to $3 million per occurrence and $4 million total.
• It broadens coverage for things that your underlying policies may not cover. For instance, if your auto liability policy covers accidents that might occur in a specific area, an umbrella policy could expand the coverage territory.

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